Suba Nagai Maaligai

1. Information We Collect

We may collect personal information that you voluntarily provide to us when you register on our platform, participate in Digi Gold schemes, make payments, or contact us:

• Personal Identification Data: Full name, mobile number, email address, and postal address.
• Financial & Transaction Data: Payment details, installment records, Digi Gold accumulation balance, and transaction identifiers processed through secure gateways like Razorpay.
• Device & Usage Data: IP address, browser type, device information, and interaction logs with our website or app.

2. How We Use Your Information

We use the collected information for various business purposes, including:

• Managing your account, customer profile, and active Digital Gold savings schemes.
• Processing secure payments, installment deposits, and maturity redemptions.
• Sending transactional notifications, gold rate alerts, and scheme updates via SMS or email.
• Improving our website functionality, customer support, and security standards.

3. Data Security & Protection

We implement robust technical and organizational security measures to protect your personal and financial data. All online financial transactions are processed through encrypted secure payment gateways (such as Razorpay). However, no method of electronic transmission is 100% secure, and absolute security cannot be guaranteed.

4. Sharing of Information

We do not sell, trade, or rent your personal information to third parties. We may share your data only with trusted partners under strict confidentiality agreements:

• Payment Processors: Secure gateways (Razorpay) to process deposits and installments.
• Legal & Regulatory Authorities: When required by applicable laws, court orders, or government regulations.

5. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance user experience, analyze site traffic, and remember your preferences. You can choose to disable cookies through your browser settings, though certain site features may not function properly as a result.

6. Your Rights and Choices

You have the right to access, update, or request deletion of your personal data maintained in our records. To exercise these rights or inquire about your Digi Gold scheme account, you can contact our support team directly.

7. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated revision date. Your continued use of our platform after modifications indicates your acceptance of the updated policy.

8. Contact Us

If you have any questions, concerns, or grievances regarding this Privacy Policy or your data, please contact us at: